Now you can use our CHECKBOOK BALANCING CALCULATOR to see if you balance. These are your “outstanding checks and deposits” that haven’t cleared your account yet. Once you have checked off all the transactions that the Credit Union showed, look at your register and make a little circle in the checkmark column for each transaction that you didn’t check off.(If you didn’t balance your checkbook, you wouldn’t know about these issues until your money is gone!) This is one reason why you should balance your checkbook… you can find errors or even identify if someone is fraudulently using your checking account. If you see a transaction that you know you didn’t make, contact us.Just write down the date it cleared and we’ll add it to or subtract it from today’s balance. If you forgot to write a transaction down, you can record it today. (There’s a handy little checkmark column for this!) Verify that the amount we show for each transaction is exactly the same amount you wrote down and make sure it’s in the right column. Go through each item on the statement or history since then and check that same transaction off in your checkbook register.Or, if you’re using online banking, pull up the history of your checking account and scroll back to the date you started keeping track of your transactions. Grab the most recent statements we mailed you (all of them since you started diligently keeping your checkbook register).Here we go, it’s time to balance your checkbook. We’ll wait for you at the balancing section! (You’ll need your old checks and debit card transactions to clear – the ones from before you started recording your transactions). If you’ve just turned over a new “I’m-gonna-balance-my-account leaf” read on…Īfter you’ve been recording your transactions for a month or two, come back to this page and we’ll start balancing. If you are balancing a brand new account for the first time, skip to #1 below. (Again, if you’ve just made the resolution to start keeping track after years as a non-balancer, you won’t yet have a balance to add it to.)
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